Multilevel and multidimensional scale for online trust

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Maria Jesús López Miguens
Encarnación González-Vázquez
Paloma Bernal Turnes

Abstract

This paper examines the nature of the construct of consumers’ trust toward the electronic channel of their financial institution. Through a study of a total of 372 individual users of Internet banking in Spain, we have managed to develop a third-order measuring instrument that integrates a total of seven dimensions. The exploratory and confirmatory factor analyses were used to test the validation and reliability of the proposed scale. Findings provide useful information to professionals who seek to identify how customer's trust is formed in the online channel and in the financial sector. 

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How to Cite
MIGUENS, Maria Jesús López; GONZÁLEZ-VÁZQUEZ, Encarnación; TURNES, Paloma Bernal. Multilevel and multidimensional scale for online trust. RAE - Revista de Administracao de Empresas , [S. l.], v. 54, n. 2, p. 187–200, 2014. Disponível em: https://periodicos.fgv.br/rae/article/view/21013. Acesso em: 10 nov. 2026.
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Articles
Author Biographies

Maria Jesús López Miguens

Professor at Departament ofBusiness Management andMarketing, University of Vigo

Encarnación González-Vázquez

Professor at Departament ofBusiness Management andMarketing, University of Vigo.

Paloma Bernal Turnes

Lecturer at Departament of BusinessManagement, Rey Juan CarlosUniversity.